ONE RELATIONSHIP ACROSS THE INSURANCE LIFECYCLE.

Insurance expertise, intelligently connected

Whatever you need to insure, start with YES.

From your home and vehicles to your business, health, Medicare, travel, family and complex assets, YES combines experienced licensed professionals with intelligent technology.

Prefer to speak with us?609-929-6000 info@yes.biz

Licensed professionalsHuman judgment when it matters

One relationshipAcross personal and business risk

Ongoing serviceClaims, changes and renewals

INTELLIGENT ENTRY

What can YES help you protect, solve or understand?

Review the home, valuables, liability and disaster exposures around the property.

Start with the situation—not sensitive personal information.

ONE CALL TO YES

You do not have to know which carrier, department, professional or system to call first.

THE YES PROTECTION JOURNEY

Ten stages.
No dead ends.

Every stage has a defined purpose, a professional owner, a useful deliverable and a next action. Select any stage to see exactly how YES follows through.

01 / 10

STAGE 01

Start with the situation

Begin with what happened, what changed or what you are trying to protect—not with an insurance product.

WHAT WE ASK

What needs attention now?
Is there a deadline, transaction or life event?
Who or what could be affected?

WHAT YES DOES

Clarify urgency
Identify the correct insurance pathway
Separate immediate action from deeper review

WHAT YOU RECEIVEA concise situation brief with the right starting point.

WHO OWNS ITYES Relationship Desk

NEXT ACTIONMap the people, entities and responsibilities involved.

The journey organizes the work. Coverage recommendations, market submissions and binding decisions require validated information and an appropriately licensed professional.

WHAT WE PROTECT

One advisory relationship.
Every part of the risk.

Insurance is easier to understand when the pieces are not treated as separate transactions. YES connects the household, the business and the moments when life changes.

Restaurant & hospitality

Property, kitchen, liquor, employees, delivery, income and liability reviewed as one operating risk.

Business insurance

Protection shaped around people, property, contracts, vehicles, technology and cash flow—not a class code.

Personal & high value

Home, auto, umbrella, collections, cyber and lifestyle exposures coordinated around the household.

Health & Medicare

Education-first guidance for health transitions, Medicare readiness, providers, prescriptions and ongoing service.

Deep operating expertiseRestaurants · Hotels · Food & entertainment venues · Contractors

YES COVERAGE BLUEPRINT

See how the protection fits together.

We organize what you are protecting, what is currently in place and what deserves licensed professional review.

AT THE CENTERYour household

People · Assets · Responsibilities

01Home

02Auto

03Umbrella

04Health

05Life

06Travel

07Flood

08Valuables

09Special Needs

10Identity / Cyber

1Exposure

2Current protection

3Potential issue

4Coverage to review

5Licensed YES Agent

The Blueprint identifies areas to review. It does not determine coverage or conclude that a gap exists without validated information and licensed review.

THE YES DIFFERENCE

Risk first.
Relationship always.

A transaction ends with a policy. The YES model keeps working across service, claims, renewals and change.

Transaction-drivenThe YES model

Quote firstRisk first

Product siloIntegrated relationship

Annual interactionLifecycle service

Generic supportNamed licensed professional

Manual follow-upAI-assisted workflow

Disconnected documentsCentral client record

CLAIMS & SERVICE

Insurance matters most after something happens.

Every request has an owner, a visible status and a defined next action. Start with YES—even when you are not sure where the issue belongs.

YES SERVICE CASE#2841

READY TO START

Report a claim

Tell us what happened. YES will route the request and identify the right next step.

OWNERYES Service Team

STATUSNew request

NEXT ACTIONReview & acknowledge

HUMAN REVIEWRequired

Start this request

YES cannot control carrier, governmental, provider, medical, legal or third-party decisions. We can help clarify what happened and what comes next.

YES SENIORCARE 360

Choosing your Medicare coverage is only the beginning.

A separately governed Medicare experience designed around readiness, doctors, prescriptions, benefits, bills, service and annual review.

Start Medicare readiness

Q1Use what you haveBenefit activation

Q2What has it cost?Bills, EOBs and Rx

Q3What changed?Doctors, health and life

Q4Are we still right?Annual protection review

YES Readiness Review

YES Coverage Blueprint

YES Doctor & Hospital Verify

YES Rx Optimizer

YES Benefits Activation

YES Bill & EOB Navigator

YES Coverage Resolution Desk

YES Hospital-to-Home

YES Savings & Assistance Check

YES Family Connect

YES Senior Fraud Shield

YES Annual Protection Review

Medicare conversations use separate, centrally managed compliance and permission-to-contact rules. Plan guidance requires an appropriately licensed professional.

ONE CONNECTED ECOSYSTEM

Human judgment,
powered intelligently.

Each layer has one job. Together, they give clients a clear front door, professionals a disciplined workspace and the enterprise a reliable operating system.

CONSUMERS & CLIENTS

YES Brokers

The trusted public brokerage and the owner of the client relationship.

Ask YES
Coverage Blueprint
Claims & service
Client portal

LICENSED PROFESSIONALS

YES Agent

The specialist network and professional workspace backed by YES infrastructure.

Verified specialties
Agent routing
Client workload
Human insurance judgment

Find a YES Agent

OPERATING INTELLIGENCE

YESInsurance.ai

The CRM, workflow, document and AI orchestration layer working behind the scenes.

Lead & service workflow
Renewal engine
Document intelligence
Audit & permissions

Who is the client?

What are they protecting?

Who owns the next step?

What happens next?

When is it due?

What needs human judgment?

CLIENT PORTAL

Your insurance.
One place.

Policies, documents, claims, service requests, renewals and your assigned YES Agent—organized around the entire relationship.

Request portal access

Your protection centerWelcome back

6Active policies

2Open requests

74 daysNext renewal

What needs attentionView all

Renewal exposure updateBusiness package · Information requested

Umbrella coordination reviewLicensed review · Ready to schedule

Claim follow-upCarrier response received · In review